BUYER EXPENSES

CONVENTIONAL LOAN

• Recording fees for deed and mortgage ($10.00 first page; $8.50 each additional page)
• Documentary stamps on mortgage ($.35 per $100 based on mortgage amount)
• Intangible tax on mortgage ($.002 x mortgage amount)
• Simultaneous issue mortgagee title insurance
• Endorsement charges
• Homeowners association dues and transfer fee (if applicable)
• Condominium approval fee and dues (if applicable)
• Survey (except condominiums)
• Termite inspection
• 1st year homeowners insurance and flood insurance (if applicable)
• Prepaid interest - day of closing through end of month*
• Appraisal fee*
• Tax service fee*
• Underwriting fee*
• Document preparation fee*
• Assignment of mortgage
• Flood certification fee
• Closing Fee
• Courier Fees
• Wire Fee

CASH TRANSACTION

• Recording fees for deed $10.00 first page; $8.50 each additional page
• Homeowners association dues and transfer fee (if applicable)
• Condominium approval fee and dues (if applicable)
• Survey (at buyer's option)
• Termite inspection (at buyer's option)
• 1st year homeowners insurance and flood insurance (if applicable)
• Closing Fee (only applicable if referenced in contract)
• Courier fees for recording

Miscellaneous Fees

• Simultaneous Issue $150.00
• ALTA Endorsements $25.00
• Florida Form 9 - 10% of Owners and
  Mortgagee premiums
• Courier fees (varies)

Additional Information

Regarding all types of transactions, charges shown are estimates only. Actual charges may vary depending on lender and contract requirements. Please refer to your contract and verify costs with your lender.

* Please check with lender for these costs and any other charges lender may require. Fees and types of costs vary for each lender. A lender is required to prepare a Good Faith Estimate for any costs incurred in connection with a new mortgage.